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Vital Sowath

Secure iOS apps for banking & payments.

I build mobile banking apps, merchant QR payments, and payment SDKs that real customers rely on every day, with a focus on security, stability, and release quality.

Phnom Penh, Cambodia · Currently at Vattanac Bank

  • Years building iOS
    7+
  • Apps live on the App Store
    2
  • Production crash rate
    <0.5%
  • 618 App Store ratings
    4.4★
Vattanac Bank — your personal bank: home screen with account balances

Products in customers' hands.

Production apps and an SDK for Vattanac Bank, used by real customers and merchants in Cambodia.

Mobile bankingLive on the App Store4.4 · 618 ratings

Vattanac Bank

The everyday banking app for Vattanac Bank customers.

Vattanac Bank's retail iOS app handles customers' daily account and payment journeys: onboarding, transfers, cards, and a customizable home screen. I deliver features, fixes, and security improvements in the app as part of the mobile team.

Open your first account anytime
Choose your favorite account number
Choose your favorite services on the home screen
Save your favorite transfers and payments
Merchant paymentsLive on the App Store

Vattanac Bank Merchant

Accept KHQR payments from any phone, straight into a Vattanac account.

A companion app that lets Vattanac Bank account holders accept QR code payments as merchants. They can generate a KHQR code, enter an amount, confirm payment, and track business income from an iPhone.

Generate a KHQR code for payment
Enter the sum amount to charge
Receive payment confirmation instantly
Business report with income and transactions
iOS SDK

Payment Gateway SDK

A drop-in iOS SDK that makes merchant payment integration simpler and safer.

An iOS SDK that merchants embed in their own apps to take payments through Vattanac Bank's payment gateway. I built it and continue to maintain it.

  1. Merchant app
    Integrates the SDK
  2. Payment SDKSDK
    Secure flow in one place
  3. Payment gateway
    Vattanac Bank
  4. Bank
    Settlement
Payment flow: merchant app, through the payment SDK, to the Vattanac Bank payment gateway, then to the bank for settlement.

Built for trust, shipped with care.

  • Secure by default

    Security and encryption are part of every feature, from the first estimate to the release, not a separate checklist at the end.
  • <0.5%

    Reliability first

    Production crash rate maintained on the banking apps I work on.
  • Payments & QR

    Payment flows, merchant enablement, and KHQR transactions, including the SDK merchants integrate with.
  • Full SDLC, cross-functional

    I turn business requirements into estimates, plans, and release-ready work with product, QA, backend, and security teams, and raise risks early.

7+ years of native mobile.

From a software house to two banks, moving from client apps to banking apps and payment infrastructure.

Phnom Penh, Cambodia

  • Built and maintained a payment gateway iOS SDK to simplify and secure merchant integration
  • Shipped a merchant app that allows Vattanac Bank account holders to accept QR code payments
  • Delivered features, fixes, and security improvements in the main Vattanac Bank iOS app
  • Helped maintain production crash rates below 0.5%
  • Worked on banking apps, merchant tools, payment SDKs, reliability, and security-focused delivery
  • Swift
  • iOS SDK
  • Payment Gateway
  • QR Payments
  • Security
  • CocoaPods
  • SPM

Phnom Penh, Cambodia

  • Built native banking features across iOS and Android
  • Worked with Swift, Objective-C, and Kotlin
  • Translated business requirements into technical plans, estimates, and release-ready tasks
  • Implemented security and encryption features
  • Raised technical and performance risks early during delivery
  • Swift
  • Objective-C
  • Kotlin
  • Security
  • Encryption
  • SDLC

Phnom Penh, Cambodia

  • Grew from Junior iOS Developer into broader native mobile delivery across iOS and Android
  • Handled full life-cycle development, troubleshooting, and reusable library work for client apps
  • Mentored junior developers
  • Contributed to CI/CD, code review, and knowledge-sharing practices
  • Swift
  • Objective-C
  • Kotlin
  • CI/CD
  • Mentoring
  • Code Review

Hi, I'm Vital.

VS
Vital Sowath
iOS Developer · Banking & Fintech

Based in

Phnom Penh, Cambodia

Currently

iOS Developer, Vattanac Bank

I'm an iOS developer with 7+ years of experience building native mobile products, with a strong focus on banking, payments, merchant tools, and SDK development.

My work centers on secure architecture, smooth app behavior, and release quality that holds up for real users at scale.

Currently open to iOS product roles in banking, fintech, and trust-heavy mobile teams.

Languages & Frameworks

  • Swift
  • Objective-C
  • Kotlin
  • SwiftUI
  • UIKit

Architecture & Patterns

  • MVVM
  • MVC
  • Coordinator Pattern
  • Clean Architecture
  • Protocol-Oriented Programming

Tools & Package Management

  • Xcode
  • CocoaPods
  • Swift Package Manager
  • Git
  • Fastlane
  • CI/CD

Specializations

  • Mobile Banking Apps
  • Payment SDKs
  • Merchant QR Flows
  • Security & Encryption
  • Performance Optimization
  • Stability Engineering

Delivery & Collaboration

  • SDLC
  • Agile/Scrum
  • Technical Estimation
  • Release Management
  • Cross-functional Delivery
Master of Science (M.Sc.), AI & Data Mining

Royal University Phnom Penh · 2022 – 2024

Bachelor's Degree, Computer Science

Royal University Phnom Penh · 2013 – 2018

Bachelor of Arts, English for Business and Communication

Paññāsāstra University of Cambodia (PUC) · 2013

“Vital is a genuinely nice loving human being, a great person and colleague to us, a hardworking and talented resource, he never says no to any tasks being assigned or asked to help and always looking for helping his teammate as much as he could, it does not matter what time was it he was always there to help.”

Watching him walk away from my very own team is painful as a teammate, but also happy for him to grow and get higher in his career and can only be jealous of the next team he will be working with.

PU

Pherum Un

Lead Development · Digital Banking

Managed Vital directly · May 2023

Let's build something people trust.

I'm open to iOS product roles in banking, fintech, and trust-heavy mobile teams. Let's connect.